| Centennial Scion Vehicle & Lease Rates 6551 Centennial Center Blvd. Las Vegas, NV 89149 Wednesday March 10, 2010 - 1:37 am |
NEW SCION VEHICLES ONLY
| Zone 1+ | Zone 1 | Zone 2 | Zone 3 | Zone 4 | Zone 5 | Zone 6 | Zone 7 | |
| Maximum | 720+ | 719-690 | 689-670 | 669-650 | 649-630 | 629-610 | 609-580 | 579-520 |
| Term | (11) | (1) | (2) | (3) | (4) | (5) | (6) | (7) |
| 60 | 5.50 | 6.10 | 8.00 | 9.45 | 12.90 | 16.15 | 18.10 | 20.30 |
| 66 | 6.00 | 6.10 | 8.50 | 10.40 | 13.30 | 16.40 | 18.45 | 20.50 |
| 72 | 6.00 | 6.55 | 9.00 | 10.90 | 13.60 | 16.90 | 19.15 | 20.75 |
| 75 | 6.25 | 6.80 | 9.00 | 10.90 | 13.60 | 16.90 | 19.15 | 20.75 |
| 84 | 7.00 | 7.55 | N/A | N/A | N/A | N/A | N/A | N/A |
| Advance Limits1 | 120% | 120% | 120% | 120% | 100% | 100% | 100% | 100% |
| Advanced Exception Updates | +.25 | +.25 | +.25 | +.25 | +.50 | +.50 | +.50 | +.50 |
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1Advance Definition = [Total Amount Financed - Cancelable Adds (VSA, GAP, CLAH, TAC)] / New Invoice or Used Wholesale Book. Scion Solutions Finance rate determined by applicable rate no lower than Zone 4 (New vehicles only). Scion Solutions Gen-One rate determined by applicable Zone (New). Qualified applicants without bureau FICO scores are eligible for Zone 7 rate (New vehicles only). |
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SCION CERTIFIED PRE-OWNED VEHICLES ONLY
| Zone 1+ | Zone 1 | Zone 2 | Zone 3 | Zone 4 | Zone 5 | Zone 6 | Zone 7 | |
| Maximum | 720+ | 719-690 | 689-670 | 669-650 | 649-630 | 629-610 | 609-580 | 579-520 |
| Term | (11) | (1) | (2) | (3) | (4) | (5) | (6) | (7) |
| 60 | 5.50 | 6.10 | 8.00 | 9.45 | 12.90 | 16.15 | 18.10 | 20.30 |
| 66 | 6.00 | 6.10 | 8.50 | 10.40 | 13.30 | 16.40 | 18.45 | 20.50 |
| 72 | 6.00 | 6.55 | 9.00 | 10.90 | 13.60 | 16.90 | 19.15 | 20.75 |
| 75 | 6.25 | 6.80 | 9.00 | 10.90 | 13.60 | 16.90 | 19.15 | 20.75 |
| 84 | 7.00 | 7.55 | N/A | N/A | N/A | N/A | N/A | N/A |
| Advance Limits1 | 120% | 120% | 120% | 120% | 100% | 100% | 100% | 100% |
| Advanced Exception Updates | +.25 | +.25 | +.25 | +.25 | +.50 | +.50 | +.50 | +.50 |
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* Available on 1-3 year old Scion Certified vehicles ONLY. 1Advance Definition = [Total Amount Financed - Cancelable Adds (VSA, GAP, CLAH, TAC)] / New Invoice or Used Wholesale Book. TFS Used rates apply to Non-Certified Scion Used vehicles. Refer to Toyota Used rate letter for rates, participation guidelines, and Flat Fee schedule. Qualified applicants without bureau FICO scores are not eligible for the SCPO program. For < 520 FICO scroes, add 1% to Zone 7 rate. ** 84 month form requirements: Minimum amount financed is $15,000 |
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| PROGRAMS |
| Scion Solutions College Graduate Program customers are eligible for Zone 1 NEW car rate |
| FEATURES |
| NOTE: Rates are determined by the applicant(s) Automotive model FICO score from Experian/Fair Isaac Risk Model V2. A secondary credit bureau may be used to determine the rate subject to program guidelines. |
| When an applicant and co-applicant exist, the qualifying tier will be based on the higher of the two applicants' FICO scores. Sign N' Drive qualifications still apply for both applicants. |
| Please note that the Multiple Credit Bureau Option is not available for customers that have a null FICO or a FICO score less than or equal to 609 on the primary bureau. |
| Dealer rate participation NOT allowed on New and Certified Scion Solutions retail programs. |
| Equity Discount for All Zones - for Loan-To -Value (LTV) 80.01%-90% Deduct .25% FROM ABOVE RATES |
| Super Equity Discount for ZONE 1+ thru Zone 3 for Loan-To-Value (LTV) < or = 80% Deduct .50% FROM ABOVE RATES |
| For Sign N' Drive, refer to our Program Checklist for a list of qualifications. |
| Encore beginning-of-term benefit is applicable; however, rate reduction for Encore not compatible with any Scion Solutions retail program. |
| Credit worthy Business Solutions customers including those with co-applicants, receive a minimum Zone 1 rate. Co-applicants with 720+ FICO scores receive a Zone rate. |
| Dealer-Owned Vehicles (DOV) Finance Program contracts receive an automatic Zone 1 + rate. Standard flat fees apply. All other Business Solutions terms and conditions apply. See DOV Program Guidelines for additional program details. |
| FLAT FEE SCHEDULE | ||
| New Non-Wholesale Zone 1+ thru Zone 7 Wholesale Zone 2 thru 7 $250 |
New Wholesale Zone 1+ thru Zone 1 $280 |
For ALL SCFO Non-Wholesale Zone 1+ thru Zone 7 Wholesale Zone 1+ thru Zone 7 $200 |
Please refer to the Program Guidelines for additional details.
Contact your local TFS DSSO with any questions regarding rates and Program Guidelines
| Scion Solutions Lease Rates Scion Solutions Finance Rates |
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| Max Term | Scion New Vehicles | Scion Certified Pre-Owned Vehicles | ||
| Zone 1+ Fico 720 + | 60 | 0.00295 | na | |
| Zone 1 FICO 719-690 | 60 | 0.00305 | na | |
| Zone 2 FICO 689-670 | 60 | 0.00420 | na | |
| Zone 3 FICO 669-650 | 60 | 0.00470 | na | |
| Zone 4 FICO 649-630 | 60 | 0.00420 | na | |
| Zone 5 FICO 629-610 | 60 | 0.00555 | na | |
| Zone 6 FICO 609-580 | 60 | 0.00610 | na | |
| Zone 7 FICO 579-520 | 60 | 0.00730 | na | |
| Zone 8 FICO <520 | 60 | N/A | na | |
| (Zone 1 - Incl. waived Security Deposit) |
| Rates are determined by the applicant(s) Automotive model FICO score from Experian (TRW). All contracts will include a $399 documentation fee. |